Insights

Notes from the work

Practical writing on the questions clients actually arrive with — how formation really works in each jurisdiction we cover, what regulators now expect, and why applications get refused.


General reading

The questions that come up whichever jurisdiction you choose — substance, banking, compliance and the evidence institutions ask for.

Company formation

Forming a Hong Kong company: what actually happens

The statutory requirements, the roles you must fill, the documents that get filed, and the obligations that begin the day the certificate is issued.

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Structuring

Economic substance: what regulators now expect

Registration in a low-tax jurisdiction no longer settles the question. What substance means in practice, and how to tell whether a structure has enough of it.

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Banking

Why corporate bank account applications get refused

Most refusals are not about the business being unsound. They are about a file that fails to answer the compliance questions a bank is obliged to ask.

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Compliance

Hong Kong annual compliance: what is due, and when

Two streams of obligation running on different clocks, the deadlines each imposes, and the four patterns that account for most penalties.

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Banking

Source of funds and source of wealth: the difference banks care about

Two questions that sound identical and are not. What each one asks, and the documents that actually answer them rather than restating the question.

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Compliance

What a Hong Kong company secretary actually does

A statutory office rather than an administrative nicety. Who may hold it, what the role involves, and why a sole director cannot fill it.

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Structuring

Hong Kong, Singapore or the UAE: choosing between them

Three jurisdictions usually compared on tax rates, which is rarely what decides it. The factors that actually do, and the five questions that settle the choice.

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Compliance

The Hong Kong offshore profits claim: what it actually requires

Not a status a company holds, and not about where the customers are. What the territorial principle really tests, and why refused claims fail on records.

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Banking

Surviving a bank's periodic review of your account

Opening the account was not the finish line. What triggers a review, what the letter will ask for, and why the fourteen-day deadline is not negotiable.

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Compliance

Closing a company properly: deregistration and striking off

Three different endings that get called the same thing, what has to be settled first, and why assets left in a dissolved company can pass to the state.

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Structuring

Adding a second jurisdiction: what changes

Permanent establishment, transfer pricing, withholding tax and substance in two places at once — the obligations that appear the moment a group spans two countries.

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Structuring

Restructuring an arrangement that no longer fits

How to tell a structure has aged badly, why unwinding costs more than building, and the cheaper alternatives to tearing it down — including doing nothing.

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Jurisdiction guides

How formation and licensing actually work in the jurisdictions we cover — the sequence, the requirements, and the parts that catch people out. Each one links through to the packages and current fees.

Company formation

Forming a Cyprus company: how the process actually works

Why the filing has to go through a Cypriot lawyer, where the timeline really goes, and the residency test that decides whether the structure works at all.

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Company formation

The Czech s.r.o.: what foreign founders need to know

The trade licence that has to come before registration, the notarial deed, and the six registrations that stand between a certificate and a company that can trade.

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Structuring

Panama corporations: the three-officer board, and what it means for you

Why the law requires a board of three, what it means when one is provided for you, and the accounting obligation owners of older companies often do not know they have.

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Licensing

Swiss SRO membership: who needs it, and what it involves

It is not a licence, and it is not a registry that processes applications. What the affiliation actually is, who is caught by it, and why applications are refused.

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Licensing

What a regulatory legal opinion is, and when you need one

Four things an opinion cannot do for you, and how to tell a substantive analysis from a paragraph on a letterhead that compliance departments recognise on sight.

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Company formation

Apostilled company documents: when you actually need them

What the certificate does and does not confirm, when a bank will insist on it, and the two situations in which an apostille is the wrong instrument entirely.

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Licensing

FINMA licence or SRO membership: which does your business need

Swiss regulation has two tiers and the wrong choice is expensive either way. The question that usually decides it, and where crypto businesses actually fall.

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